Many countries are easing their restrictions and gradually re-opening their borders, making it mandatory for inbound visitors to have travel insurance that covers Covid-19-related medical expenses. While the COVID-19 pandemic situation is still ever-evolving, many travellers are concerned if they are covered and protected against the pandemic.
To address the increasing protection needs given the anticipated rise in international travels, AXA Affin General Insurance Berhad (AXA) has introduced SmartTraveller Enhanced ̶ the first-in-market travel insurance in Malaysia that provides coverage for pandemic illness up to RM350,000.
Travellers now have the option to add on Pandemic Cover for overseas trips to cover trip cancellation, trip curtailment, medical, hospital and treatment expenses, hospital allowance, emergency medical evacuation, emergency medical repatriation and repatriation of mortal remains if they are diagnosed with a pandemic illness.
Emmanuel Nivet, Chief Executive Officer of AXA emphasised that travel insurance has now become more essential than ever as a safety net that protects against unforeseen emergencies and expenses. With travellers being more mindful of every possible scenario they could encounter, they will prioritise ‘safe travels’ and plan ahead to safeguard their trips for peace of mind.
“Although pandemic exclusion is common in insurance policies, we are glad to pivot quickly with enhanced coverages and be the first in the market to introduce Pandemic Cover for overseas trips with the widest coverage. The plan has received an overwhelming response among travellers since launch and we expect the demand to continue to grow. We are positive that this meaningful coverage will address the protection gap in the market and benefit all travellers,” Emmanuel added.
Besides Pandemic Cover for overseas trips, SmartTraveller Enhanced also comes with other comprehensive coverages such as:
- Hospital Allowances – Up to RM10,500 (or RM350/day for overseas travel)
- Compensation for Damage to Personal Belongings & Travel Inconveniences – Up to RM7,500
- Trip Cancellation & Curtailment – Up to RM20,000
- Emergency Medical Evacuation & Repatriation
- Easy online claim submission and more!
For road trips, staycations or domestic travels, travellers can opt for Jom Lokal Travel insurance plan that covers non-refundable charges paid prior to trip cancellation, journey disruption, e-wallet protection, food poisoning, and more. To learn more about SmartTraveller Enhanced and Jom Lokal Travel, travellers can reach out to AXA’s extensive network of agents, partners, or contact Customer Service at +603 2170 8282. SmartTraveller Enhanced can also be purchased easily via AXA Travel Online.