When shopping online, avoid using autofill for your credit card information
So straightforward—and so simple to purchase without hesitation. The first line of defence against impulsive purchases is having to use your credit card to shop online.
Remove all cookies from your browser
Have you ever noticed how you’ll look at something online—cute shoes, or a blender you’ve been considering purchasing—and then you’ll start seeing advertising for that identical thing on pretty much every website you visit for the next week? Those adorable shoes were only somewhat enticing the first time you saw them, but the more you see them, the more likely you are to cave and buy them. By regularly erasing cookies from your browser, you can completely hide such items (and out of mind).
Reduce the number of subscription services
Yes, you do require Netflix. But do you also require Astro? Examining all of your subscription services and eliminating those you rarely use may save you a lot of money.
Examine your automatic payments carefully to see if there is anything you no longer need to pay for
Print your monthly debit card statement and note any automated payments you make. Not only will you be astonished at how much money is leaving your account, but you may also discover expenses that are no longer relevant to your life. For example, you may be happily married, but you are still getting paid for that online dating service from your single period last year.
Pay for items in cash
It’s a tried-and-true strategy that works: when you can see your money, you’re less likely to buy five more products on your approach to the cashier.
Spend a bit more
Indulging in your favourite activities, whether it’s a boutique boot camp class or a beloved glass of red at a quaint corner bar, is quite acceptable. The key to enjoying yourself is to avoid making your pleasures a habit. Don’t open a tab so that you have to bring out your card or cash every time you want a drink on a night out.
