CapBay has provided over RM1 billion in funding to more than 400 underserved SMEs in Malaysia.
This achievement is the result of successful financing through 7,600 investment notes, underscoring CapBay’s commitment to empowering SMEs and offering attractive investment opportunities for potential investors.
With a default rate of less than 0.1%, CapBay P2P sets a new standard for risk management in the alternative investment landscape. Investors can rely on the platform’s record of safeguarding their interests while enjoying net returns (after fees) of up to 10% p.a.
This exceptional performance highlights CapBay’s dedication to challenging the perception that alternative investments are too risky for the average retail investor.
CapBay P2P’s success is attributed to its advanced technology and proprietary credit model, which leverages AI (artificial intelligence) to assess an SME’s repayment ability based on a comprehensive range of traditional and non-traditional data points.
By embracing innovative algorithms, CapBay enables financing for creditworthy SMEs that would otherwise struggle to secure funding from traditional sources.
Moreover, CapBay’s has developed an Auto Invest feature that automatically diversifies investors’ portfolios, enhancing the safety of P2P investments and ensuring healthy returns.
CapBay offers tailored financing solutions to SMEs in various industries. By deeply understanding each industry’s pain points and requirements, CapBay effectively addresses the needs of underserved SMEs across Malaysia.
The CapBay Group, which includes its Multi-Bank SCF platform and Islamic factoring house, has provided over RM2.5 billion in financing, helping over 1,600 businesses through its alternative financing solutions.
CapBay aims to bridge the financing gap for underserved SMEs and expand its operations across Southeast Asia, having set up offices in Singapore and Thailand this year.
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