PERKESO: Malaysians In Singapore Can Still Secure Local Protection

Malaysians employed across the Causeway but managing self-employed work in Malaysia, such as e-hailing or food delivery can still contribute to the Social Security Organisation (PERKESO) under the Self-Employment Social Security Scheme (LINDUNG Kendiri).

Johor PERKESO director Tong Sing Chuang said such contributions would ensure individuals receive the protection they need despite being based in Singapore. He explained that the scheme is open to those who operate self-employment activities in Malaysia, even if they work in the republic.

“Those working in Singapore who are also self-employed in Malaysia can still make contributions under LINDUNG Kendiri. There is no problem for them to apply,” he told Bernama when commenting on current developments regarding protection for Malaysians working in Singapore.

Tong clarified that at present, there is no dedicated protection scheme for Malaysians working in Singapore. However, protection would apply if a foreign company operates in Malaysia and registers with the Companies Commission of Malaysia (SSM).

Last year, Human Resources Minister Steven Sim said his ministry, through PERKESO, was conducting a study on a social security insurance scheme specifically for Malaysians employed in Singapore, especially those who travel daily between both countries. It is estimated that more than 1.18 million Malaysians work in Singapore, with 300,000 to 400,000 commuting across the Causeway each day.

Separately, Tong also urged housewives to take part in the Housewife Social Security Scheme (LINDUNG KASIH), which offers protection in the event of accidents or mishaps while performing household chores.

“This protection includes (in situations) like injuring your hand with a knife while preparing food or falling in the bathroom,” he said, adding that coverage also extends to sickness and invalidity.

He encouraged eligible housewives under the age of 55, or those yet to reach 54 at their first contribution, to participate in the scheme, which only requires a one-time annual payment for comprehensive protection.

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