Light A Christmas Tree And Not The Car

Like it or not, the holiday season does come with some extra risks that include theft or even natural disasters like an unexpected fire or even floods. Christmas carols will not be sung in the same happy tune if we end up becoming victims of such perils just because we failed to take simple proactive preventive measures.

So, to avoid having presents stolen from cars or burnt to a crisp, here are some tips by Liberty Insurance on the types of coverage needed to enjoy the most wonderful time of the year.

Light up the Christmas tree and not the car

There is no telling when a motor vehicle will go up in smoke as fires can be caused by anything from fuel leaks, engine overheating or even an accident on the road. Some vehicle owners who fail to meet their regular maintenance checks may also be at a bigger risk of their vehicles catching fire. With Liberty Insurance Private Car EZY Plus Comprehensive and Third Party, Fire and Theft motor insurance coverage, your vehicle is protected from fire, explosion, lightning or even fires caused by your vehicle to a third party.

Leave cookies and milk for Santa and not for car thieves
The temptation to steal is always heightened especially when vehicle owners leave valuables visible in their cars. More so during the festive season with gifts aplenty, there is a risk of vehicle break-ins to steal valuable presents, gadgets, or even vehicle theft. Fortunately, Liberty Insurance, the company offers protection against theft or break-ins and will offer claims based on the sum insured amount at the time of loss.

Have a white Christmas instead of a wet Christmas
With the yearly monsoon season coupled with heavy rainfall, vehicles on the road are always at risk of being damaged or stuck in flood waters. Flash floods can happen anywhere and at any time, and unbeknownst to most vehicle owners, most motor insurance policies do not automatically cover natural disasters like a flood. With Liberty Insurance EZY Plus Bundle, it includes additional add-ons that cover flood allowance, warranty for workmanship repairs, and even offers 24 hours unlimited mileage towing for breakdowns or if stuck in floods.

Safe travels during the holidays
Safety on the road is the most important aspect, especially when travelling with a family of young children who rely on child safety seats to keep them safe during the long drive. However, car seats can be a costly expenditure for most and if damaged in an accident or even flood, it would be an extra expenditure that most will not be able to afford on top of the other costs needed for the damaged or stolen vehicle. Fret not as with Liberty Insurance’s EZY Plus Comprehensive policy, it covers child seat replacement if the seats are damaged due to accidents, theft, or flood. For more complete coverage, the Private Car EZY Plus policy also covers key replacement if the keys are lost due to theft – up to RM500 for one key replacement.

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