Bank Negara Malaysia has unveiled SME Stabilisation Relief Facility (SME SRF), a RM5 billion financing facility to assist small and medium enterprises, including microenterprises, affected by the ongoing West Asia conflict.
The announcement comes post Prime Minister’s comments at the roundtable discussion with CEOs of financial institutions on 21 April 2026, whereby the fund will provide timely working capital support to help viable businesses sustain operations and navigate this period of uncertainty. Eligible SMEs may obtain financing of up to RM750,000 for a tenure of up to five years, at a maximum financing rate of 3.75% per annum (inclusive of guarantee fee). The financing will be supported by guarantees of up to 80% from Credit Guarantee Corporation Malaysia (CGC) or Syarikat Jaminan Pembiayaan Perniagaan (SJPP), particularly for SMEs without sufficient collateral.
BNM said the applications for the SME SRF will be open from 15 May 2026 until 31 December 2026, or until full utilisation. SMEs may apply directly through participating financial institutions, including commercial banks, Islamic banks and development financial institutions regulated by BNM.
