Etiqa has introduced IL Infinite Care and IL Infinite Care Plus, the first critical illness plans in Malaysia that provide coverage for 10 key body systems, organ impairments, and surgeries without limiting the number of illnesses.
These plans are designed to protect customers against early, moderate, and critical-stage conditions, including both known and yet-to-be-discovered illnesses, with coverage extending up to age 100.
As medical diagnostics continue to evolve, new diseases may be identified that current critical illness plans might not cover, as they often rely on a pre-defined list of illnesses.
To address this gap, Etiqa has developed IL Infinite Care and IL Infinite Care Plus, offering comprehensive protection without such limitations.
“IL Infinite Care and IL Infinite Care Plus are innovative solutions designed to keep pace with advancements in medical diagnostics. Many Malaysians find themselves needing additional plans as the number of diagnosable diseases increases beyond what is listed in their current policies. These new plans address that gap by covering conditions that may not yet be recognized,” said Leong Su Yern, General Manager of Etiqa Life Insurance Berhad.
The new plans are structured to be user-friendly, simplifying the complex medical jargon often associated with insurance coverage. “We aim to safeguard our customers against the financial burden of medical expenses and potential loss of income.
Whether it involves major surgery or organ failure, we ensure financial support is available when it’s needed most, allowing our customers to focus on recovery,” added Leong.
Key features of IL Infinite Care and IL Infinite Care Plus include:
- Coverage for impairments and surgeries of 10 key body systems and organs without illness limitations
- Multiple claims of up to 300% of coverage
- Severe mental illness coverage
- Diabetes complication coverage
- Hospitalization benefits
These riders can be paired with the new SecurePro base plan, which offers 15 unique riders for comprehensive coverage starting at just RM100 per month.
This launch continues Etiqa’s commitment to providing innovative insurance products, building on previous milestones such as Malaysia’s first mental illness insurance in 2019 and the introduction of electric vehicle protection packages.
